I could pay it over time. The issue is that they want half the day of surgery (which was Friday and I live paycheck to paycheck, with no savings account,) and they had scheduled me for it the Friday before. But they don't offer a payment plan except for half up front and half in two weeks.

There is no way I could save up that kind of money in the 6 weeks with my normal paycheck, let alone after I was off of work in the hospital for two weeks and off a third, especially since I had only 3 days of paid leave and the short term disability only paid me for 5 days missed at 60% of my pay.

I just need a surgeon who does payment plans... and if I can't find one I guess I'll go into the ER once it gets infected....