If it gets bad I will go. But, previously, when I went before I went by ambulance they sent me home to follow up with a surgeon. I was back two hours later because it was too late for that by then.

As for medicaid, they will pay back medical bills up to three months prior to the start of your coverage. Also they deduct income if you already have medical insurance premiums if, for example, you have one person on insurance and the others are not. But the people on medicaid can only have medicaid. There is also a type of catastrophic medicaid for peole who are not eligable, but I think that also requires that they have no insurance at all. I studied all of this in school, but it's confusing, too.

When I was uninsured my middle son cut his finger and we had to go in for stitches. I paid $100 because they insisted it was my co-pay (the lady kept waving an insurance card in my face, and I kept saying it wasn't mine.) Anyway, we got him onto medicaid and it paid the ER bills, even though it had already happened 6 months later I got a check in the mail with my $100.