Anika, I will take partial credit. I did the legwork of calling every credit card company to switch my due date to the 16th of the month so that things are manageable. I did some work. But I do not do any work in terms of not spending. I really have no desire to buy things in quality any more. I get upset every time - and that is infrequently - when I throw something away because it went bad. Usually, I eat everything I buy. Before, I overbought food and wasted a lot. Now I shop in small quantities. I am not grandiose in how I spend anymore. But no self-restraint at play - I really do not feel like overbuying any more. The urge is gone.