Fayerody,

I think the biggest burden this last year has been husband's refusal to get a job to contribute to our household expenses. When he turned 65, he seemed to think he could just retire, without consulting the financial manager, me. I've been trying to get him to sit down and look at our bills for at least three years now. When I finally succeeded in this endeavor three months ago, he said, "I didn't know things were this bad." Still didn't jump up to look for a job mind you. He also said, "I thought you were over-reacting!" -- LOL.

I answered your first two questions above.

Hugs,

EJ