I'm Canadian, never weigh the financial concerns with going to a doctor because, we don't have those worries. If I want to go to an ER for a papercut, I could, may wait 15 hrs to see someone though.

With that in mind, I may go to a clinic depending on how I felt.

It's a time versus health thing for me, even doctor's who have booked you an appointment will make you wait awhile because being paid per appointment means they'll double even triple book themselves for more money. Of course, you wait and wait and wait some more but, arrive even 5 minutes late for that scheduled appointment and they can cancel and bill you directly for a missed appointment, still getting their funds!

I can't imagine worrying about the costs associated with seeing a doctor.

Is there another nurse line you could call and you do know your body best, does it feel like it is a concern worth the bill?