Tks . Pain got SO bad today I rang dr for an appt, but when I asked if I could get an account for the fee was told no. I am used to having no money- my ex will spend the last 5c in his pocket on lollies just to spend- but most places used to allow credit, especially doctors. I do not have a credit card or cheque book (a pain sometimes but in long run a great thing) so usually pay everything in cash anyway. Grrr, at least I am 24hrs closer to Monday lol.