I've been in that same situation with people staying in our house and totally getting screwed over. My life has felt like it's going down the tubes too many times to count. The only thing that has ever helped me is time and talking to other people. It's imoportant to have a support network. In my case, my mom and my best friend. I went to counseling, but to be honest it never did anything for me. The only doctor I see is my regular doctor to get my meds. It helps to try to do the things that once interested you, even if you don't feel like it at first. Like I feel like staying in bed all day and all night but I try to get myself up and maybe go for coffee or something. I don't mind going by myself. I do tend to sleep a lot on the weekends, but I'm trying to break that habit. It's a bad habit. My finances have been in dire straits now for a long time. The creditors keep calling, and I'm to the point where I don't even answer my phone anymore if I see a number that isn't local, or that I don't recognize. I just keep praying to God and so far, things have worked out. I tell myself if it doesn't work, it wasn't meant to be. I've had to cut back on a lot of stuff, and I've had to go to a food bank quite a few times, but I do what I have to. I can totally sympathize with you.