Its always rough with financial issues. I'm having one myself this month. I had extra expense relating to my elderly cat. You probably have to find a way of cutting some expenses. Then though you may be like me and have already cut expenses.

Yes I get in that desperate mode...not a good feeling, a lot of anxiety!! Is there anyone you can borrow a couple bucks from for gas?

Also you got rear ended, don't feel well and are worrying about money...bad combination putting anxiety thru the roof. Have you ever tried the web site "Wish upon a Hero? Its a site where you can grant wishes and also ask for assistance. Its a great site. You can place a wish there.

What about churches etc...maybe if you have a church...see if they can give you a loan for a while. Other churches too help people with gas money and food. There are also food banks nd Social service agencies as well as food stamps if you live in U.S.A. Nobody wants to do this stuff, but sometimes you have too especially in this economy! Believe me you are not alone, and don't blame yourself either. It will not help. and a lot of it is where you live, jobs etc and a whole bunch of stuff we cannot control