I randomly got information about it a few weeks ago, after being told by everyone I called--many--it would be two years.... I'll be eligible January of next year.

The part B is possibly worth it for all the dr visits I go to. But D is not even an option of being covered, at least not for $100/month; that would be a separate payment and I'm not sure it would be worth paying for. I will study it more closely though, after what you've shared. Though as coco stated, it differs state to state.