Sweetie, your self-worth has nothing to do with your financial problems. I know you feel like it does, though. I had to file bankruptcy last year to wipe out my medical debts -- that was before I racked up hundreds of thousands of dollars more -- and it was SOOOO humiliating, for a while. But financial problems even happen to the big boys. Even Donald Trump has filed for bankruptcy!

You're right in that it won't wipe out taxes, though.

I'm willing to bet your bf couldn't care less that you're a financial disaster. It's harder and harder not to be one these days. He probably has troubles of his own. And what's the point of a relationship if you can't share your troubles, you know? I know he cares about you, and he doesn't sound shallow enough to run away just for something like this. Take your time, but I'd encourage you to reach out.

And it's OK to vent to me personally. I have my own crap, yes, but I get tired of thinking about it -- and as several people here will tell you, I'm better at solving other people's problems than I am my own .

Love, Candy