Erin, I'd take you up on the offer, but I don't know if it'd get here in time to be able to use it. It's worth a shot though.

I know I'm not a bad person Jan. I'm just so frustrated that I've let my finances get so out of control since my divorce, and now I'm at a point where going back to employee status and getting a tax break won't pay well enough to cover all of my expenses. I'd run out of money before I bought any groceries or put any gas in the car in order to get to work.