I think true self talk finds examples rather than just spouting stuff read or thought up, pie in the sky-like? I don't think one can affirm one's self wealthy or successful; that takes planning and hard work, over time. Might as well affirm one is going to win the lottery? And one acts in ways that one feels are "smart"; knowing that your best is substantial, girlwith, that would make me feel/know I was smart! Don't know about happy; that's a personal preference it seems to me; what was it Abraham Lincoln said, "people are about as happy as they make up their minds to be"? I'm happy when I'm with friends and loved ones I enjoy or doing something I enjoy. If you aren't doing anything you enjoy doing, why not? Give me a book and 10 minutes to read and I'm happy.