You are saying that with Girl Number One, you "never had sex". This is incorrect. You were sexual together - her holding your junk qualifies. "The furtherest things went was me going down on her." qualifies as well. So it is not that you never have had sex - you have, just with a seriously crooked person. So, you are right, you have had bad luck so far. Hopefully, the future will be brighter for you. But you have had sex with Girl Number One, period.