You could not pay me to go out and toss myself into that insane situation. You have been through so much ! Staying on budget is always a bit of a juggle. Spending time and having the tradition with your husband is important ! Maybe just change the day you guys do the christmas shopping? Seems like every store have "super low price deals " all through the holiday season. Only you can decide what is best for you .. Oh one more thing Overstock.com and Amazon.com ... I swear I find better prices on loads of stuff compared to real box stores ..
Good luck Hun