Could you spread it out a little with maybe email or a phone call to check in once in a while in between visits? Maybe do a lot of journaling or have your T recommend a good self-help book that you can be working on and share your work with T when you are able to afford a visit? Find some way that you can be working on your issues and get the most possible out of the guidance you can get from your T. Support groups like this, or in person might help get you through too.