I am unemployed, running out of money, can't find a job, not sleeping well and am in tears. I'm taking my meds every morning, but nothing seems to help. I look for a job every day. I have spent money and am a certified paralegal, but everybody want at least a years experience. I feel like that was a waste of money because of that.

I want to refinance my house, but everyone wants to put me in a reverse mortgage which I don't want. I don't know who to talk to, I would just start crying anyway. I can't get the words out.

I am confused and sad and not sure what to do next. Has anyone else felt this way?