Debi so sorry things are getting difficult again. Kids can be so hard to deal with, but you are doing well. You must put yourself first. If it helps you to know, I can tell you that last month I gave my 25 year old daughter my whole months wages plus some of my savings to pay of her debts, and then yesterday she told me she was overdrawn again at her bank. You just cant help some people. I wouldn't mind but she earns the same as me and also her partner is on good money. They are both, however, crap at taking care of their finances, and constantly overspend. I am not giving her any more this month. I have 3 other children, 2 of which still live at home, and one of them is still at school. She needs to be more responsible and i have to learn to say no to her. It is difficult I know, as my guilt over-rides all common sense where she is concerned. Take care now. nannywoofwoof