Hi. You aren't in the wrong forum, and if you don't want to talk about what is going on, thats ok.

Depending on where you live, there are often clinics that have very close to free counselling, they are just hard to find. You might try calling any shelters in your area. Since they deal with people who might be homeless and or destitute, they may have contacts. (I don't mean to imply that you belong in one, its merely a possible lead). Same thing with county numbers such as welfare etc. Even drug rehab. I had a friend that was in and out of rehab and was able to get close to free counselling. Its a pain in the rear making calls, but psychologists probably won't advertise that they make exceptions, even if they do. If you are really in trouble, as in worried that you might be a danger to yourself, take a bus to a local emergency room and tell them that you are afraid you are going to do something desperate. You might wind up there overnight in the psych ward, don't know if that is out of the question for you, but you would be safe and they might well know of someone willing to see you on your budget. There are also suicide hotlines. Regardless of whether or not you are in immediate danger, those options are there to get a lead from if nothing else.

Personally, I think that online therapy is limited. The psychologist can't see bady language, hear tone of voice or be easy to establish a trusting relationship with you. Both body language and tone of voice give a counsellor an awful lot of information. Possibly as much as what you say. If it were free and all you could get, I'd say go for it, but if you have to pay either way, why cheat yourself out of a face to face session. Please let us know if you found something. No one will pry if you don't want to talk. The wanting to know if you found something is just out of concern.

Sam2