I have this problem, too. It's narrowly focused in my home--I can't seem to clean my house, pay my bills, etc. even though I am on the ball at work. I think the 10-minute suggestion is fabulous; you can really make a dent in a chore in 10 minutes! Often I just need something to push me to get started and then I can work even longer.

There's a website I like called unf**k your habitat that tells you things you can do in jut 15-20 minutes to clean your place and make it more habitable.