Once I was trapped in a relationship with someone I hated and thought I could never get out. The bad thing I feared (losing my son) is what kept me, and when I finally got the courage to get out, it did come to pass. I know in a large part that's Karma, but I also know in a large part it was my Karma because I brought it forward. By focusing on it. (I think you know what mean.... I can't remember the right words right now.)
So, I say to focus on getting out and positive things happening.
Focus on:
I will pay him back easily and with no hardship to myself and family.
I will find a better, healthier place to live for my family.
Things like that.