I think since both of you seem to be pretty darn stable and have good marriage, that THAT is going to influence any future children that you have. They will soak all THAT in, and will probably have the sunny disposition like your husband, and since you're happy in your marriage, they'll be happy just like YOU..
I don't think you have to worry. Just because they come in contact with your mother occasionally, won't hurt them. They'll see the negativity but they won't like it. They'll understand that she's "different' than they are. I'm sure it won't "rub off" on them.
I know how frustrating this is. Someone who is negative all the time is really hard to be around. I think I'd limit the amount of time I spent with her just to reduce the amount of arguments. Take care and God bless. Hugs, Lee