He has said he will go to counselling, but he will only go if they are covered by insurance, and I am having difficulty finding one that takes insurance, and now with the financial burden on my shoulders, I cannot afford it out of pocket.

So, the same thing happened last night. I came home and he was in a ****** mood so i let him be in the basement at 9:00 he came upstairs and asked what was for dinner, I had assumed he had eaten because there were dirty dishes in the sink. so we got into an argument and he slept in the basement of course, but then at 5:30 this morning he came up stairs looking for sex...I am just so tired of it... and is it stupid for me not to give it to him and will it make matters worse?