I'd changed this:
Excellent work. You may end up having to close your checking accounting with your bank to get the automatic withdrawal stopped. The bank can stop payment at your request, but only for six months in many states.

I would rewrite
"This quote makes me sick to my stomach:"
to read
"This quote is evidence of the ignorance shown here:" (and which you go on to explain in further paragraphs.)

I would re-paragraph too to make reading and taking in ideas easier. If you're interested let me know & I'll have a go at it.

Roadie