That your insurance won't cover mental health is disgusting. A few years ago Congress passed a law that made it mandatory that if a plan covered mental health it had to be covered equally to physical health, but employers could get around it by not covering mental issues at all. Infuriating.
I can't recommend this at all yet because I just joined the group myself, but Dialectical Behavior Therapy is the treatment of choice for BPD, and you can get it here:
http://health.dir.groups.yahoo.com/g...&sec=dir&slk=4. Someone else on this site recommended it to me, so I'm going to give it a try.