I attended the local college here and got over 90 credits, back in the 1980's but went back to college online to get my Associates in Arts as some of the credits i got from the other college wouldn't transfer. it was alot of work, but if you set up and stick with a online one its easier because in one way you don't have to travel, and you can do it from your home and make your own schedule. I took it for 6 months, with a loan, and finally at least got the associates.