Do you have a lease? In my state (Ohio) you cannot pass on the water bill to a tenant unless it's in the lease and even in some cases not even then. Sounds like someone is tryng to shake you down for some extra cash. Chances are the landlord never paid the water bill and now they are trying to find the money to pay it and are trying to shake you down for it. That certainly doesn't help with your stress now does it? I know it's hard, but I think you are learning to cope and handle things. Someday this stuff won't bother you, but for now, you are workng on it. You are smart to ask for help and to contact your doctor. Go back tothe hospital if you need to, but don't let it become the place you escape to just to avoid the problems of every day life. :-)