Haha Blue.. I had forgotten how expensive luminosity was, I just jump trials here and there. As if anyone would give me credit cards... with my percentage figuring out capabilities.... Getting me to understand interest rates would be interesting. I think I really need to work on my brain, not just the fun parts.

You are definately ahead of me on this one. Actually same for DH and Dan. I noticed you can play with friends, maybe I better get practicing.