When I was a kid I was terrified of them. The ones with flooding were the worst because I couldn't swim and I always thought the house was going to sink.

Unfortunately my fear of them stopped in a pretty bad way. I was at my grandmother's house and she lives on a hill. There was lots of thunder and water was sweeping all over the place. I had a major breakdown over it and my dad was just sitting there quietly.

I figured he either thought I was soft or that he was disappointed that I didn't feel safe with him. For whatever reason I stopped caring about storms after that...

Anyway it's basically a fear of something that isn't dangerous. As long as you're inside you'll be fine. But it is very true that you should NEVER use the phone during a storm except in an emergency and you should turn all your electrical devices off (tv, lights, e.t.c) because they can blow out or short.