Im sorry to here about your school loans. The loan collectors can be jerks, but they can't expect you to $2500 a month. I'm an engineer and I can't afford to pay that much. They can take you to court or whatever but they can't get from you what you don't have. They can garnish your wages but they have to leave you so much money to live on. I think it is like $300 or something. That is probably most of your paycheck you'll get to keep anyway. Stress can manifest itself in a lot of ways, but I see anger as a common outlet. I think it is normal to be more angry with this hanging over your head.