That is a tough position which I can relate to. I certainly wouldn't give up my apartment and becoming homeless, even if it meant going without other things. I understand, I struggled long with that one myself and lost a lot of friendships and other things in the process, for no better reason than not being able to work and pay the bills and mortgage.
I would suggest qualifying for medicaid or SSI then moving into a rent controlled and income scalled housing project run by the government before going homeless. Homeless is the worse. But like molst things you're going to have to get up and move on it fast.