AdamK it might be helpful to take it a step further and get a copy of her student loans.(transcripts from the school) It's important that you know the amount as you would have a better perspective on it. Not saying you should pay for the loans. She sounds immature thinking maybe since she had four brothers and had everything done and payed for by someone else(parents) she wasn't taught the importance of what being accountable and responsible is about. I admire you for your compassion towards her. It's obvious that you love her unconditionally. It seems you have taken every measure possible to communicate with her about your concerns. Take away her video games.She is being irresponsible and inconsiderate of you. Take care