When I originally wrote that I was feeling pretty bad. I'm better now, I think. Honestly I think I wanted her to take charge and put my mind at ease with this current problem. Maybe tell me she has an interview ir at least she filled out some applications or something. I think I have to acknowledge this is her problem and not mine. She didnt tell me about the status of any of her loans and I am not the one responsible for paying them. I can come up with some money in the next few weeks, but I don't think it is a wise decision for me. I can't push her debts onto my credit. I can geta few thousands dollars over the next couple weeks by selling some things I don't use often like my laptop, but I can't borrow 9K for her. I have to pay bills and my school loans start in a couple months. I can't afford to do what the bill collector asks of me, nor do I feel it ia the right deciaion for my. I love my wife and want to help the best I can, but I have to have a boundry. I can't let her financial decisions ruin my credit because she is irresponisble. Thanks everyone for the kind words and support.