The money issue aside (and I totally agree with H earning the money not equaling him getting to dictate how it's spent), do you think there would be some value in trying a 60 minute session? You have written about your sessions before and how you feel the need to tell your T about everything that happened in your week before you get down to the issues. Why not try just having a few minutes of pleasantries, and then getting right to work? Your T really does not have to know about the details of your week in order to help you with your issues.

On occasion, something will come up about my every day life that my T doesn't know. He asked why I hadn't told him something -- oh, it was my son's perfect score on the English portion of the SAT, and on the subject tests he took. I was a little puzzled about WHY I would tell him that. It has nothing to do with my therapy issues, and it's not as if I scored a perfect score on some test. Telling T would have been kind of a waste of time, and would have been almost like taking credit for an achievement that wasn't mine.

Does this make sense? Spending all that time telling her about the details of your week, appears from the outside, to be more about trying to socialize with her than it is about the work you are trying to do in therapy.