Thanks for all the responses. Yeah, I haven't killed him yet. LOL I think. I've felt like it, though!

Question about the length of the session and the money. IF she sees me for 60 minutes, then isn't it ethically wrong for her to write down the $275 as if it's 90 minutes? I'm putting her on the spot, because I think she'll get more insurance money if she sees me for 90 minutes and lets me pay $20 a session. So I assume she'll take what I give her. Or, I could her the $6.00 extra in cash without telling my H. I don't want to be dishonest, though. I really don't think the extra 5 or 6 dollars will matter to her since she already said I could pay what I was paying or whatever is comfortable for me.