Hi Lola! I'm going to disagree with you, but it's nothing personal.
And I'm speaking only for myself. Chopin may feel differently.

Feelings aren't always rational. Some people can shrug off financial reversals, others take it very hard. Subconsciously, your financial position could be a big part of your identity and self-worth. That's just the way it is.

If you are used to having money and all your friends have money, it can be quite traumatic to find that you can no longer keep up.

Being middle-class and short of money is a different kind of pain from real poverty, but it is pain all the same.