I switched my major in college, in my senior year, and got a BA in another subject, with more credits in the first subject :-) I did continuing education off and on for the next 30 years until I realized that I really wanted a degree in my first subject, that I had abandoned; I was better at school and studying and knowing what I wanted, etc. so I went back and got a 4.0, etc. and a degree in that subject. I then went on to grad school, decided it was not something I wanted and quit that and am working with my beloved first subject now.

If it is what you want to do, it is never too late to go back and/or do it. If it is not what you want to do, don't do it! To me, it is not worth the money and substantive effort to end up with a degree in a subject I don't care about, just so I could say, "Well I didn't quit!" I quit plenty in those 30 years I was learning and growing, started that renewed second degree with a 1.7 GPA (because I'd just drop out of a course without withdrawing so get an "F") but ended up with a respectable 3.2 (not that anyone cares what one's GPA was 30-40 years out of college :-)

My first BA was in a humanistic subject, not great for the job market which, in the early 1970's was very much like this one is now. 1973-75 recession - Wikipedia, the free encyclopedia

I survived and eventually thrived. I would counsel, go out, get a job, figure out how the working world works and try some different stuff until you figure out what you want and how to go about moving toward getting it.