Every state should have non-profit organizations specifically designed to help women out in your situation. For example, in my state, there's a women's organization called Women Venture, which is a nonprofit organization dedicated to supporting women-owned businesses.
An organization like Women Venture could actually help you. I'm sure if you call them (they are located in St Paul) they could help you, no matter what state you live in.
What you're going through is hard for others like your female friend with the online dating problems to understand. Not necessarily because she's shallow (but she could be), but because she may feel helpless about how to help you. Or she could be shallow and simply doesn't consider you a close friend. It's time like these where we find out who our true friends are based on their ability to offer up emotional support or feel call to action in helping you resolve your situation.
Set aside your extreme thinking of bankruptcy and your life crumbling. Recognize that is how you react to stress. Take a deep breath. Call up Women Venture as a resource, no matter what state you live in, and ask them to help you either long-distance, or help connect you with a similar organization in your own city/state.
Hang in there. Now is the time for you to put your business savvy skills to use and brainstorm ways to find outside resources (state and city level) to help you with your failing business, finances, childcare, and medical care. Also, you may want to get in touch with your city's government center where they have social workers who help out single mothers like yourself.
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