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Old Mar 31, 2013, 01:52 PM
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Nessa213 Nessa213 is offline
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Member Since: Feb 2013
Location: Ohio
Posts: 589
Quote:
Originally Posted by Debi54 View Post
Or I read once where a person cut up all their cards except one, and the froze that one, so it would take awhile for it to defrost, giving you time to think about the purchase before making it. Do I really NEED the item, or is it a want? Seemed like a good idea.
I know myself well enough to know that I'd have to freeze it in a way so that I couldn't read the numbers through the ice. Damn online shopping.

The crappy part is, is that I've been IN this situation before. About 7 years ago I got into MAJOR credit card problems. I took out extra student loan money to pay it off at the time and for a while I didn't have ANY cards for that very reason. A few years ago, when I thought I was "ready" again, I got out a Discover card and Best Buy card. Biggest. Mistake. Ever.

So now I have student loan debt AND credit card debt. Oh... and also stupidly we bought a new car 6 months ago. God. Will I ever learn???
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