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Originally Posted by anneo59
Hello, Im curious about people's experiences here with obtaining life insurance or having problems doing so. For example, I know that various physical and mental disorders and age, etc., even credit at times--all matter in differing ways. Am investigating process now, myself. Also, I know that risk management policies and all products are not created equal! Thanks in advance for any input.
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The situation in Canada seems pretty discouraging to a guy like me. Most life insurance policies available in Canada require you to be drug-free for two full years (insurance companies are allowed to require this because that is the benchmark for becoming medically eligible to enlist in the Canadian Forces). This provides a real incentive for trying to go off your medications and stay off
them--even when such action is against medical advice.