Quote:
Originally Posted by ringtailcat
Have you got copies of your credit reports from all 3 credit reporting agencies ie: Transunion, Experian & Equifax? If not, it would be a good idea to do that & check them for errors & inaccuracies. You can dispute anything that you feel is wrong or that has been on your reports longer than it should be, plus some other reasons, too.
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yes I do. afaik, all of the collections and delinquencies are accurate. Some say just "dispute everything" and you'll find many fall off. For me, it feels dishonest to do that. After all I want good credit and good credit for me is not just a number but saying that you'll pay what you owe on time. If I do that it goes against that principle. I know you're not saying that but just went off on a tangent again.
