Hi Debi, I may not have good ideas, but here are some. Are you able to locate to a larger place that may have more options for you? Perhaps there is a family member or a friend that can help you start fresh.
I know you hate charity, and I completely get that, but are there some temporary solutions that might see you through until you can find a job? Where I live there is a nonprofit organization that offers a hand up to homeless families by housing them in different churches (no religious affiliation needed) as families work towards stability.
What kind of work are you looking for? Are you hoping to use your creative abilities in your art?
Yesterday, while sitting at lunch too close to a couple of ladies in a food court, I heard an interesting conversation between the two. They were talking about the classes they were taking, and through the conversation I learned that they received money for being in school and would come out with some type of nursing degrees. Obviously I had questions, but I shouldn't have been listening! This was in DC, so I am sure their housing can't be cheap, but both seemed perfectly satisfied with their current status. My point with this story is that there may be some schooling options that offer the same as they are getting. It must be a federal program, and maybe information can be found online or through social services.
Personally, I would stay far away from the boyfriend's offer considering his immature expectations.
If I had to live on only my salary with four children, I wouldn't be far from your circumstances (have thought about it when my husband is an asse!)
Good luck!
If I think of more doable solutions, I'll pass them on.
Bluemountains