What are your retirement plants?
I hope finical area is ok to ask this.

In all honesty, it Sounds like a cruel joke to me right now, sorry I am not in a chipper mood.

Right now I scrape by as it is, i have no money to save. Not even for a emergencies.

I have been horrible at planning for the future due to partially, I never thought I would make it past 18, then never thought I would make it past 25...
I am 26 going on the 27, and I realize more each day--- that I probably will make it to 60 or past it, is very probable.
However, by the time I myself, and the people of my age group, reach "retirement age" we wont be retiring -- we will be working... with no assistance perhaps.

That is already going on NOW with people that "retire" they have to get either part time jobs, or stick at their jobs to make it... Sure they may get a little social security but not enough to make it on.

Even some with the 401K's are having to still go part time.

Don't get me wrong, I think it is great for people that are older to have something to do, and a job for them to work at I think is a wonderful way for them to stay vibrant and sharp, I really think it helps them to stay active and all...

but it should be a choice by their age- Not anther demand.



Guess I need to face the facts huh?,
Either I need to come up with a plan asap with hording money or making a lot of it in a short time..... Or i'll work till i fall over dead one day, eventually.

I remember when I started working, I told myself, a quarter of my pay check would go into savings.... I don't know what the hell i was thinking, I don't do anything these days, i have bills... sure maybe after the bills are over I can start to save.

I am waiting honestly to either fall or hurt myself again and have more bills though.. endless cycle of bills....


I don't know, I just thought to ask some others-- What are Your Retirement plans?
Perhaps give me a little hope if some actually believe they can do this.....