It worries me that you use the term "giving in." To me, that suggests you're not ready or feel like you're being persuaded against your will. When you're ready, it's something you both want and, like Maven said, you should feel respected, safe, and comfortable talking about what you want, what you feel, and what you would do/how you would feel about consequences, whatever they might be.

On a side note and as an outlier, my hubs and I waited four years, and no, we didn't wait til the wedding night. It was also a mutual waiting; he wanted to wait as much as I did, if not more.