Adam, you have been w/ your current T for a little bit now. If you trust her/him and it is helping it is priceless. Talk to the T about being unable to pay so much. Ours charges between 80-100 a visit, but after knowing we were staying w/ her she made it 50 a visit, which was still tough, our insurances covers some of the expence, but not nearly enough. We just got down to 30 a visit.

One of the T's I had kept a running tab, and I paid for 2 years as much as I could. I paid w/ change. My grandma would save her quarters for me. And I emptied my pockets into a jar at night, at the end of the month I had enough change to roll along w/ my grandma's quarters. The T also gave me a free visit for mothers day, for my birthday and such. There are ways around things if the T is willing to help.

The price of good T is absolutley priceless. I think of it this way, We would spend 1000 or so on vacation right, so skip the vacation and make your marriage a vacation you live with forever. IT is just money wizer spent.

Has your wife found a job yet. She might could help contribute if she has money left over after he student loans and necessities. Can you up grade your insurance even if it cost a little more could it off set the amount you pay your T. We pay the max on our insurance but just about every provider is covered. We reach our deductable faster that way and that gets the price down.

I hope you guys can figure something out, I and I hope the T helps you guys continue to grow.