Well, just my luck !

The Psyc unit does not take my insurance, neither does the PDOC who does the ECT.

We have MLH BC/BL personal choice, MLH is made up of 4 suburban hospitals, which are all owned by Thomas Jefferson University Hospital in Philadelphia. All the suburban hospitals are covered. What I found out yesterday is only some departments at Jefferson take the MLH insurance, the Psyc unit does not. The doc that does the ECT does not take MLH insurance.

There is one Psyc unit at one of the MLH hospitals. This is where I go, and it is covered 100 %. Only thing is they don't do ECT.

So there is no where I can go where my insurance will cover ECT treatments. Having just paid 20,000 for my sons funeral, our savings are dry. I can't afford the high out of network deductible and 30% co payments.