Quote:
Originally Posted by anneo59
i know if you have a few decent credit cards and handle them well, not having high balances, paying on time, et., it can really help if you do things right. Mortgages can be much harder to get. I am working on all this myself, and there's a lot of creditable advice out there, tho be wary of scamsters. The best!
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If you listen to Clark Howard, it's advisable to keep using your credit cards, only as much as you can pay off every month and do so. Mortgages, can be doable though even with bad credit, (not sure as bad as mine but to a point) as there are organizations and assistance out there for this.
Good luck with improving your credit!