Well about the taxes you owe, call them and be prepared to hold for 10-50mins if IRS. Ask for a monthly payment plan, call way before the 15th. I have to do this I owe $9k and have $60 to my name supported 3 kids on my own lol. I owe because I cashed out a pension plan early trying to save biz, no return on it yet. But I need to call IRS and state franchise tax board and arrange pAyment plans, dreading the calls but must be done.