Yeah, b/c of this I'm totally screwed. Nobody wants an accountant with a bad credit report. I had to declare bankruptcy in 2012 due to manic spending and large hospital bills.

It's not that bad applying for jobs. I've applied to over 200 jobs. Have had about 15 interviews. I remember when I first started applying for jobs after I had my breakdown. I was so nervous. It does get better. Now I just do temp work, so I go wherever they tell me to go. Might be something you can look into. Most don't even require an interview. Just a skills and drug test.