HI there
What you have described to me (in my opinion)
Seems alot like an anxiety issue.
and you mentioned panic attacks....you are right.
You are afraid of these things which are irrational and this prevents you from doing what ever it was that you were going to do.
It sounds a bit obcessive as well.
Ruminating in your head over and over again....
This can be treated with medication....
Anti psychotic medication can help calm the racing mind symptoms and help with anxiety as well.
I wish they were classified/named something else...cause in my mind....
why do I need an anti psychotic....when I am not psychotic!
I got over that and do take it when I need it...my favorite is geodon.
Acceptance takes a while.....
Good luck in your journey
bizi