Let me just say that by saying I feel guilty or beat myself up about mistakes I made a taking responsibility I meant as opposed to blaming others for all of the things that have gone wrong in my life. I have pretty much been an impulsive person as long as I can remember. I get your point too Fooze, but I want to be constructive and I like the idea of one foot in front of the other and I do try really hard. I guess I would never feel as bad about bouncing checks/overdrafts as I do about moving 12,000 miles away from my kids to get away from my mother.